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It’s very easy to join these 4 conditions, to take advantage of the French lease system for a new boat purchase.
That’s the reason why we have many customers overseas (England, Ireland, Belgium, and other countries).
The situation in which you will save the most money consists in contracting this financial scheme on a short period (minimum 3 years) and with a large first contribution (maximum 50 %).
Example of a French lease
Imagine you’ve found the new boat of your dreams. The total amount of this boat is 150,000 euros (incl. V.A.T.), including equipments (the French lease system allows you to save money on the equipments too).
Here is the real cost of your boat with a French lease, a 3 years (36 months) lease period and a first contribution of 50 % of the total amount :
First contribution : 150 000 x 50% = 75 000 €
35 monthly payments of 1 951 euros = 68 285 €
Total cost : 75 000 + 68 285 = 143 285 € (95,523 % of the total amount).
And at the end of the lease period you have the possibility to buy the boat to the lease company, for a price of ca. 15 euros ! Then you win 5 % on total price and no interest.
How does it work ?
You don’t buy the boat in fact, you lease her to a specialized financial company, during the planed lease period. During this period you can use the boat as if you were the real owner, and at the end of the lease period you can buy her to the lease company (not expensive at all, see our example above).
So the French lease system is the best way to save money when you want a new boat !
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Version française
